870 Holy Cross Dr, Oakland — tax account 1218081113
Single-family house built in 2007, 2,758 ft² on 1.32 acres in Oakland, Garrett County, assessed at $3,157,400; last transfer November 18, 2025 for $3,375,000.
From the State Department of Assessments and Taxation file as published by the Maryland Department of Planning (MD iMAP) — not the official record. Open the official SDAT record.
Account
| Tax account number | 1218081113 |
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| Map, grid, parcel | Map 66 Grid 12 Parcel 522 · Lot 18 |
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| Location | 870 Holy Cross Dr, Oakland MD 21550 |
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| Jurisdiction | Garrett County |
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| Subdivision | Reserve at Holy Cross |
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| Plat | AA509 |
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Land
| Land use | Residential (R) |
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| Acreage | 1.320 acres (57,499 ft²) |
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Structure
| Year built | 2007 |
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| Above-grade area | 2,758 ft² |
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| Style | 2 Story With Basement |
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| Building type | Standard Unit |
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| Construction | Frame |
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| Quality grade | 9 (on a scale of 1 to 9) |
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Assessment — January 2026
| Land | $726,600 |
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| Improvements | $2,430,800 |
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| Total | $3,157,400 |
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| Homestead qualification code | 1 |
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Last transfer
| Date | November 18, 2025 |
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| Consideration | $3,375,000 |
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| Deed reference | liber 02045, folio 0232 |
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What this means
- Maryland reassesses each property every three years; increases are phased in over the following three years, and the Homestead Tax Credit caps the yearly increase on a principal residence.
- Assessed 2480% above the median residential account in Garrett County ($122,400, 23,275 accounts).
- The last transfer price is 7% above the current assessment.
Parcel point of the Maryland Department of Planning — not a survey.
Data: Maryland Department of Planning / SDAT, MD iMAP Parcel Points, retrieved November 1, 2026. Sources and freshness. No owner names or mailing addresses are published.

The report for account 1218081113
This page shows the assessment record. The report adds what lies around the property: FEMA flood zone, Critical Area designation, wetlands, contaminated land sites nearby and historic properties.
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